What should I do if I scratch someone’s car?

If it’s more than a scratch, you should probably file a police report. While most law enforcement won’t actually come to the scene physically, they may still take your information for an accident report. You can also find a security guard that patrols the parking lot and have them write up an incident report.

Can you get charged for scratching a car?

Now, if you scratched her car by hitting it with yours and left the scene, you could be charged with leaving the scene of an accident. If this was the case, you’ll still only receive probation but the criminal mischief and vandalism charges wouldn’t apply because it’d be considered an accident.

What happens if I scratch a car and leave?

Jail time is possible for drivers who hit a parked car and leave the scene. … Misdemeanors can carry up to a year in jail. In California, drivers who hit a parked car and flee the scene face up to 6 months in jail and $1,000 in fines.

Does insurance cover if I scratch someone’s car?

In short, yes, auto insurance will cover scratches. However, the scratches have to be caused by a covered peril in your policy, like a car accident or vandalism. And depending on your deductible, it may not be worth filing a claim.

What happens if you scratch a car and dont report it?

If you don’t report damage caused to your car while it’s parked, or after you hit a parked car, your insurance may become invalid. This would mean that you’d have to pay for repairs yourself on future claims, even if you weren’t at fault.

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What do you do if someone scratches your car while parked?

The takeaway

If your car is hit while parked, it’s important to document the damage and file a claim with your insurance company. Each state sets a dollar amount to determine when you should file a police report. In most cases, damages over $1,000 require filing an official accident report.